Co Borrower Home Loan Application

Co-Borrower Application Form (this form will also be used for multiple Co-Borrowers)

This form will take approximately 20 – 30 minutes to complete.

Note: *ALL fields are required to be answered, and if it does not pertain to you, then please enter N/A for not applicable.

Your personal information is secure and is only used for your loan transaction. We will not use, sell, trade or rent your personal information to any other entity.

Since you are the the Co-Borrower, please provide the primary borrower's full name and phone number:

Primary Borrower's Full Name:*

Primary Borrower's Phone:*

Full Name of Co-Borrower (Include Sr, Jr, II, III, etc.):*

Social Security Number:

Date of Birth (MM/DD/YYYY):

Type of Citizenship

Alternate Names (also known as), if any. For example, previous maiden name or any previous legal names used other than what you listed above?

Home Phone Number:

Cell Phone Number:

Email Address:

Marital Status:

Number of Dependents:

CURRENT ADDRESS of where you physically live (no PO Box or UPS Store address):

Current Address:

Unit Designator:

City:

State:

Zip Code:

Do you Own or Rent?

How long have you lived at this current address? (Input in YEARS and/or MONTHS, i.e. 1 year and 6 months).

Were you living at the above current address equal to or more than 2 years?

What is your Mailing Address?

Preferred Language:

EMPLOYMENT, SELF-EMPLOYMENT OR OTHER INCOME:

Are you employed as W-2 Employee?

Are you Employed by a family member, property seller, real estate agent, or other party to the transaction?*

Are you a Business Owner and/or Self-Employed (Schedule C or Schedule E)?*

Do you have Foreign Income?

Do you have Seasonal Income (ie Farmer, W-2 Contract Employee)?

Do you have income from Other Sources?

ASSETS:

What type of Liquid Assets do you own?

How many automobiles do you own?

Do you own any of the following Other Assets?

How many real estate properties do you own?

NOTE: Please send us a recent mortgage statement, property tax bill, home insurance bill and rental agreement (if applicable) for all real estate properties that you own.

DECLARATIONS:

ABOUT THIS PROPERTY AND YOUR MONEY FOR THIS LOAN:

A. Will you occupy the property as your primary residence?

B. If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

C. Are you borrowing any money for this transaction (e.g., money for closing cost or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this application?

D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

D. 2. Have you or will you be applying for any new credit (e.g. installment loan, credit card, etc) on or before closing this loan that is not disclosed on this application?

E. Will this property be subject to a lien that could take priority over the first mortgage lien, such as clean energy lien paid through your property taxes (e.g. the property assessed Clean Energy Program)?

ABOUT YOUR FINANCES:

F. Are you a co-signor or guarantor on any debt or loan that is not disclosed on this application?

G. Are there any outstanding judgments against you?

H. Are you currently delinquent or in default on a federal debt?

I. Are you a party to a lawsuit in which you potentially have any personal financial liability?

J. Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

K. Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding balance due?

L. Have you had property foreclosed upon in the last 7 years?

M. Have you declared bankruptcy within the past 7 years?

For Government Monitoring Purposes

For more information about Government Monitoring Purposes click here

MILITARY SERVICE:

Did you (or your deceased spouse) ever served, or are you currently serving in the United States Armed Forces?

DEMOGRAPHIC INFORMATION:

Ethnicity:

Race:

Do you have any comments you may want to add about your home loan application, including if someone assisted you in filling out this loan application? Please explain any comments that you may have, and also add the full name, phone number and email address of the person that assisted you in filling out this loan application, if applicable, so we maybe able to contact them for further clarification on what was disclosed on this loan application.

Terms and Conditions*

By clicking on the SUBMIT button below, you are stating that you are the person named above under Borrower’s Information and are applying for a real estate home loan with Singh Realty Loans and its associates. You also authorize Singh Realty Loans and its associates (ie direct lender, loan processors, title company) to verify all information entered above with any supporting documents supplied by you. Don’t worry if you are unsure which loan type you are applying for as we can make that determination later depending on your financial documents given and your fico score.

Co-Borrower Loan Application